That’s right! We’re happy to trade cash for watches, no matter if you’re from Naples, Fort Myers, Marco Island, Bonita Springs, Lehigh Acres, Cape Coral, or Estero.  Our watch loans are rated second to none. We pay the highest amounts of any pawn shop you’ll find in this area.

The most important thing to consider when you need a watch based collateral loan is the knowledge and expertise of the shop you are borrowing from.  We’ve are well established in Southwest Florida and have seen it all — Breitling, Rolex, Cartier, Fossil, any and all high-end brands you can think up, we’ve completed cash loans on.  We authenticate the validity of your watch and in turn, offer you the greatest loan-to-value ratio of any pawn shop in Southwest Florida.

How Does A Pawn Loan on a Watch Work?

These collateral-based jewelry loans are simple. The beauty of a pawn loan is that there is no consideration of income or credit. We do not pull your credit report dragging it down a few notches just for an inquiry. We write loans simply based on the value of the watch at hand.

The only contributing factor when getting cash for your watch is the actual potential resale value.  Our valuation considers model, make, age, and condition. Having the box it came in also boosts the value so don’t toss away jewelry boxes, especially watches.

The Repayment Process

We make repayment easy. We store your watch in a secured location inside the storage vaults. It remains there until the loan is satisfied. Each pawn loan is written for a term of 90 days. We have no early payment fees. You are free to repay the loan whenever you have the cash or are ready to repay it.  As interest does accrue the sooner it is paid off the less you are paying in fees.

At the end of your ninety-day term, you can either repay the loan in full (principal amount + accrued interest) or you can simply repay the interest and we’re more than happy to extend the watch loan for another 90 days. 

Here at First Pawn Jewelry & Loan, we want to remind you that we’re not in the business of repossessing items from loans. We will always do everything in our power to help you if repayment becomes challenging. Just let us know so that we can work with you. We value you as a repeat customer far more than we ever want to keep your watch or other pawned item.

Ready to Get Cash for Your Watch in Naples or Lehigh Acres, Fl?

Just head on down to one of our two convenient locations in Naples or Lehigh Acres, FL.

Please also do note that we accept watches of all values not just super high end.  When we say that any watch, even if it’s not a silver or gold watch, is as good as cash.  We’ve helped thousands of Floridians get the financial help they needed it most. For a quick and hassle-free watch loan, give us a call today.

We would love to see you! Come on by!

Visit our showrooms today for spectacular bargains. www.firstpawn.com.

First Pawn Jewelry & Loan

889 Airport Road South, Naples, Fl 34104 | 239-434-7296

1331 Homestead Rd N, Lehigh Acres, FL 33936 | 239-369-2274

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