We all need a little help sometimes. Even when you work hard and are employed full-time life has a way of occasionally pulling punches we don’t expect and haven’t planned for. Cars break down, kids get sick, pets have unexpected large vet bills, your AC stops working right in the middle of the hottest time of the year… whatever the case, it usually comes right at the worst financial time possible.

It is important to do a little research and know your options before a problem arises. These days with the popularity and ease of access on the internet there are endless money lenders. The problem is knowing which ones you should trust and which you should avoid like the plague.

While a site may have a great advertised interest rate, do you know who you are dealing with?

The ease and convenience of an online loan are very alluring. It’s quick and convenient. The problem becomes hidden fees and the potential for identity theft.

Many online loan companies will use your credit information with other third party loan firms without your consent or knowledge. According to law enforcement, one of the riskiest things you can do is to apply for an online payday loan.

If online loans are so potentially dangerous to your future financial health, you may ask, what other options do you have?

Of course, there is always the option of the standard bank loan, but going through a bank means credit checks, time spent waiting on a decision, and possible denial. All wasting your precious time. That loan will also be reported to your credit as well which is important to keep in mind.

The best option is to go through a local brick and mortar pawnshop such as First Pawn Jewelry and Loan in Naples and Lehigh Acres, Florida. There is no worry of a 3rd party accessing your information as they do not sell it to anyone and it is kept in confidence in-house.

Loan terms can be set comfortably for you to be able to repay the loan should you take out a collateral-based loan. Collateral based loans mean that you bring the shop an item of value. The store evaluates it and makes you an offer. If you decide to take the offer, you are given cash on the spot and your valuable is held in safekeeping until the time when your payments have been completed on the agreed-upon contract. Once satisfied you get your merchandise back.

You have the freedom at any time to walk away from the loan allowing the shop to keep your item and deciding you do not want to pay the loan back. If you suspect at the beginning that may be the case you also hold the option of simply selling outright for an offer price.

Never let needing a quick loan drag you down. We have options. Come see us at First Pawn Jewelry and Loan!

Come see us at First Pawn Jewelry and Loan

with two convenient locations right here in Southwest, Florida.

889 Airport Road South, Naples, Fl 34104 | 239-434-7296

1331 Homestead Rd N, Lehigh Acres, FL 33936 | 239-369-2274

 

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