Every now and then all of us need some extra money. Be it for bills, unexpected expenses, a great deal you just can’t pass up, a relative or friend who is in need, no matter your reason, we can help and we don’t grill you with questions nor do we make you jump through hoops to get the cash you need.
First Pawn is simply here to help.
Pawnshop loans are noncredit based short term asset loans. they are contracted and to be repaid partially monthly as agreed upon. Loans have no application and we do not check your credit. All loans are asset-based collateral loans. You bring in an item of value for us to hold such as watches, diamonds, jewelry, gold, electronics, musical instruments, or others and we hold them usually for the period of a month. During that time you make payments as agreed and at the end of the time when the full loan is paid off, we sign off and hand you back your item.
Should you default on the loan the item becomes property of the store and will be put up for sale to recoup the loss. It’s very important to note that our goal is never to take your items. If you have an issue come up where you have trouble making a payment please talk to us and we will do our best to work things out in your favor.
This is a huge advantage in working with a smaller local pawnshop that is family owned. We really do care about our customers and would rather have you as a repeat customer over the years than to confiscate your possessions.
The Process is Much Faster Than a Bank Loan
Bank lenders run a check to determine your creditworthiness by way of your FICO scores. If you have poor credit you may be turned down for the loan after wasting hours or even days.
What you need for a collateral based loan
We need to make sure that the items you are selling are yours and that it is equal or greater in value to the monies you wish to borrow. If it meets these two qualifications the loan is granted.
Cash is in your hand in a matter of minutes not days with interest rates lower than that of alternative payday or title loans making them easier to repay and fulfill the contract.
Ready to get cash in your hand today?
We would love to work with you.
First Pawn now has two locations right here in Southwest Florida – Lehigh Acres and Naples.
889 Airport Road South, Naples, Fl 34104 | 239-434-7296
1331 Homestead Rd N, Lehigh Acres, FL 33936 | 239-369-2274
We look forward to meeting you!