Credit is a tricky thing. One minute you are making all your payments on time and your score is just fine then all it can take is one bad incident in life and you may fall behind. This can drop your credit score like a rock even if it really isn’t a true reflection on your stability and creditworthiness. All creditors take into account is the actual FICO score, nothing more.

If you have a low FICO score your loan rates jump, some to very high rates, if you can even get anyone to loan you money at all.


This can be highly frustrating and inconvenient.  There comes a time in life when just about all of us need a hand and to take out a loan just to survive and live life. If you can’t get a conventional bank loan or nonsecured credit card, it can leave you in a bind.

That is where we come in. First Pawn Jewelry and Loan of Naples and Lehigh Acres, Florida offer cash loans not based on credit (we don’t even check your credit!) instead our loans are based on asset value. Pawn loans are the way to go.

A pawn loan is a loan that is made by a pawnbroker bartering cash against an item of value. the value is agreed upon, a price offer is set and the amount of the loan decided on. Once the terms and conditions are understood by both parties a contract is signed, cash is handed over to the person pawning the item, and the item is held as collateral in our safe secure insured facility.

Loan payments are made at regular agreed-upon intervals and once complete, your item is returned to you.

Our goal at First Pawn Jewelry and Loan is to make you, our customer happy. We don’t want your items. We want you back as a return customer time and time again. Because of this, if you have a loan with us and have any issues that come up delaying or preventing you from making a payment please call us or stop by. We will do our best to work with you.

Give us a call or stop on in if you need fast cash today!

We would love to work with you.

First Pawn now has two locations right here in Southwest Florida – Lehigh Acres and Naples.

889 Airport Road South, Naples, Fl 34104 | 239-434-7296

1331 Homestead Rd N, Lehigh Acres, FL 33936 | 239-369-2274

We look forward to meeting you!

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