Your home is a virtual treasure trove of valuables and semi valuables. We all spend a great deal of money on possessions – It has become the American way. Because of that sometimes you may find yourself in need of a cash infusion before payday or when an unexpected bill comes due.

If your credit isn’t the best and you are like most people who have a few dings and dents in your fico score, going through a bank may not be a viable option for a loan. Low credit scores mean higher rates or not being approved at all. Bank loans take time for approvals, especially on those they have to review.

Pawn loans are a fantastic no credit check alternative. Your scores do not matter, and we are happy to loan you up to the full value amount on any item or items you own and can bring in to pawn.

Let’s define pawn loan first before we get in too far. A pawn loan is a collateral based loan (meaning you put an item up of value against the money for your loan. You are essentially funding your own loan with the help of the pawn broker. Fees and repayment schedule are set and agreed upon and then a contract is signed.

At the time you fulfill your payment obligations in full the item is then returned to you and the contract ends. Should you decide any time within that payment range that you would not choose to or be able to pay off the rest of the loan (or any of the loan at all), you may walk away with no penalty. You do, however, forfeit the item and it becomes the property of the pawn shop. They will hold it for a small window of time, but then it will be added to their inventory for resale so they can make up the loss on the loan.

Now, back to the question at hand – What can I pawn?

Every pawn shop is different. Not every shop buys, sells, and deals in all items so it never hurts to check with the shop if you have something out of the ordinary before coming in.

Most pawn shops will buy and sell:

  • Jewelry
  • Watches
  • Firearms
  • Ammo
  • Power tools
  • Cameras
  • Video game consoles
  • Smart TVs
  • Musical instruments
  • Collectibles
  • Sporting equipment
  • Some may even make loans against vehicles (we do!)

Get your item valued and let us make an offer!

If you are looking for a pawn loan or to make a new purchase, come see us at First Pawn Jewelry and Loan. We have two convenient locations in the Southwest Florida area.

First Pawn Jewelry & Loan

889 Airport Road South, Naples, FL 34104 | 239-434-7296

1331 Homestead Rd N, Lehigh Acres, FL 33936 | 239-369-2274

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